Find Cheap California Car Insurance - Instantly Compare Lowest Rates. Who has the lowest auto insurance rates in California? You do! With our free help, instantly compare the lowest prices from the top-rated companies for full-coverage or basic liability coverage.
We shop for the cheapest policies and customize our free quotes so you save the maximum amount of money. As California's premier trusted authority for property and casualty coverage, our reviews and expert advice are always available. Simply click on our free web link below and provide your zip code.
The Golden State's minimum liability requirements for all vehicles is $15,000 per person, $30,000 per accident, and $5,000 for property damage. Medical payments and uninsured motorists protection are highly recommended. We will also show you the most cost-effective collision and comprehensive deductibles for your vehicles. If you lease or finance your car or truck, higher deductibles can substantially lower your premium.
Major cities with the most affordable auto insurance rates in the state include parts of Los Angeles, San Diego, Fresno, Long Beach, Irvine, Modesto, and Santa Rosa. Prices are determined by the type of vehicle you operate, age, make and model of vehicle, and driving record within the last 3-5 years.
Most carriers offer lower initial payments and policies approved the same day. If you cover your primary residence, rental property, boat, RV, motorcycle, or ATV with the same company, additional discounts will reduce the premium.
In addition to our 24/7 customer service, you can compare prices of coverage of potential vehicles you are thinking of buying. If no VIN is available, the year, make, and model will be enough information to check all major California property and casualty carriers.
Also available is CLCA which offers low-cost auto insurance to qualified applicants.
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